Automotive Essay

Q 1, How well is â€Å"Jones Electrical Distribution† performing? What must Jones do well to succeed? First Quarter 2004 2005 2006 2007 Sales increase 18% 17% ROE 7.6% 13.6% 12.3% 2.0% Sustainable growth rate 7.6% 13.6% 12.3% 2.0% Profit Margin 0.9% 1.5% 1.34% 0.8% Assets turnover 2.76 2.88 2.86 0.70 financial leverage 3.20 3.12 3.23 3.49 Shareholder’s equity 31% 32% 31% 29% From coverage ratio analysis we can see Jones electrical distribution’s business is stable business as a retailer. Sales increase 18% and 17% in 2006 and 2007 respectively, with estimation in 2007 will be 20.4%. Shareholder’s equity is around 30%. Jones sustainable growth rate: g*=RT*ROA, so compare with actual sales growth, we can make the conclusion Jones well managed its growth through year of 2004 to 2007. As Jones doing low margin business, so should avoid high financial leverage ratio as interest burden will be heavy. Q2, why does a business that has profit of $30,000 per year need a bank loan? 2004 2005 2006 First Quarter 2007 collection period 42.0 days 44.0 days 43.0 days 43.9 days payables period 10.1 days 10.0 days 24.1 days 37.4 days From above table we can find out Jones collection period increased step by step and this will need more cash support that, payables period exceed 10 days from 2006, this will lost 2% discount from suppliers. As Jones sales growth rate is high than sustainable rate, so its net earning could not support increased account receivable and inventory. Then the company need bank loan to finance the increase business. Q3, What drove the increase in Jones’s accounts receivable and inventory balances in 2005 and 2006? Sales growth drove the increase of accounts receivable and inventory balances in 2005 and 2006. Q4, Is Nelson Jones’s estimate that a $350,000 line of credit is sufficient for 2007 accurate? As Jones estimated growth rate in 2007 is 20% for sales, so account receivable and inventory will increase as a consequence. Total $129,000 is needed if collection period and inventory will not improve. As Jones accounts payable in first quarter exceed 37 days already, this will makes Jones loss 2% discount from suppliers, accumulated 24% against 7.5% interest rate. So this makes sense for Jones get loans build inventory within 10days payment. Total inventory change $129,000+$120.000=$249.000. So $350,000 line of credit is sufficient for 2007 even the bank set some limitations how to use the credit. Q5, When will Jones be able to repay the line of credit? As long term debt already $378,000 in first quarter of 2007, plus additional bank loan $350,000. So total credit will be $720,000 Net income for Jones is $30,000 and with stable growth rate, so Jones need around 25 years repay all the credit. Q6, What could Jones do to reduce the size of the line of credit he needs? Jones should manage closely reduce collection period and increase inventory turn over to reduce work capital.

Champion Equality, Diversity and Inclusion

I promote equality and diversity and inclusions, through our policies and procedures in the delivery of services. In my role I will be seen to promote individuals equality of opportunity, individual rights and choice, their privacy, individuality, independence, dignity and respect. I promote empowerment, equality of care, confidentiality and the wishes and needs of the people that use the service.The way in which we show diversity and accept other individuals differences can be shown in the following†¦ Complaints procedure (readily available), Consultation/participation individuals have the right and are encouraged to actively participate in consultations regarding changes to service policies and procedures, Individuals care plans are regularly updated by myself and other relevant staff to take into account any changes to the individuals health, needs and wishes. Maintaining confidentiality (storing care plans safely in a locked cabinet), Person centred care plans (individuals r ights and choices stated within their care plan).Offering choices (choices of male or female carer, choice of activities, meals and drinks). An informed choice means that a person fully understands all the arguments before making a choice. It is a choice that is based on a full understanding of the consequences of all available options. Promoting independence, encouraging active support and empowerment of individuals. All service users are allowed to practice their religious beliefs. Respecting individual’s privacy, knocking on doors before entering etc†¦ Work place policies readily available to all and information readily available and various formats appropriate to each individual’s needs.Inclusion, equality opportunity and anti-discrimination are central principles in social care. All care needs are planned on the basis that so individuals may need additional support to overcome the barriers they face. Barriers are those things that prevent or make access to a service more difficult for certain groups and individuals. The barriers faced depend on each workplace and environment within you work, these barriers could include the following†¦ Age, Gender or gender, Disability (physical or sensory impairment), Faith, Ethnic origin, Sexual orientation, Communication (literacy and language).Other barriers may include: Structural, such as buildings not designed for wheelchairs. Cultural barriers can prevent, for example, consideration of spiritual, relation or dietary needs that do not confirm with traditional expectations. For example it took 3 days to organize halal food. Personal barriers, for example where healthcare staff hold individual prejudices that influence their practice. These actions may be conscious, but as we have discussed, they can often be unconscious. Attitude barriers are not as easy to identify as physical barriers, but they can feel every bit as real to those who are exposed to them.Some vulnerable and disadvantaged ind ividuals need more support to ensure their voice is heard and they are able to have power in the decision making process. This is where groups such as ADVOCACY and YOUR VOICE COUNTS play a large role in the lives of adults with disabilities. Remember that everyone is an individual. People do not always like to be categorised in a particular equalities group. And individuals within equalities groups will have vastly different experiences, views and opinions. The legislation relating to equality, diversity and inclusion, stems both from UK government and European Union.It offers protection from discrimination on grounds of age, disability, gender, race and ethnic origin, religious faith or belief and sexual orientation. The legislation has implications on all workplaces, in terms of employment practice and in terms of the services provided. Compliance with the legislation must be embedded in your Equality, Diversity and Inclusion policies. You need to adopt a very broad based approach to ensure that all relevant legislative requirements are addressed and take full responsibility for actions in your role of responsibility.In my role I am sometimes responsible for ensuring ongoing appropriate staff development and training to support all staff in promoting inclusion and meeting legislation requirements. In addition, meeting with staff to give appropriate updates on relevant events and legislation and to discuss appropriate issues. Health and social care providers are obliged to incorporate legislation relating to equality, diversity and discrimination into their policies and procedures. Workplace procedures dictate best practice regarding how work activities must be carried out, and they must be followed.Anything else would contravene the law, and be breaching an individual’s rights. Some of the legislations which may impact on area of responsibility could include: The health and social care act 2008. This act established the care quality commission (CQC), whose remit is to protect and promote the right of people using health and social care services in UK to quality care and to regulate its provisions. CQC took over the roles of healthcare commission, commission for social care inspection and the mental health act commission in March 2009.This prompted government to bring into force THE EQUALITY ACT which brought different types of discrimination within one piece of legislation. It provides understandable, practical guidance for employers, service providers and public bodies to ensure that right to fair treatment are promoted for everyone. Equality act 2010 is the law which bans unfair treatment and helps achieve equal opportunities in the workplace and wider society. The act replaced previous anti-discrimination laws with single act to make the law simpler and to remove inconsistencies.This makes law easier for people to understand and comply with. The act also strengthened protection in some situations. The act covers nine protecte d characteristics, which cannot be used as a reason to treat people unfairly. Every person has one or more of the protected characteristics, so the act protects everyone against unfair treatment. They protected characteristics are the following; Age, Disability, Gender reassignment, Marriage and civil partnership, Pregnancy and maternity, Race, Religion or belief, Sex, Sexual orientation.The equality act sets out the different ways in which it is unlawful to treat someone, such as direct and indirect discrimination, harassment, victimisation and failing to make a reasonable adjustment for a disabled person. The act prohibits unfair treatment in the workplace, when providing goods, facilities and services, when exercising public functions, in the disposal and management of premises, in education and by association (such as private clubs). The MENTAL CAPACITY ACT is designed to protect people who can’t make a decision for themselves or lack the mental capacity to do so.This act is something that i refer to daily in my everyday work at pgb. CODES OF PRACTICE. In England and Wales, the general social care council (GSCC) is responsible for ensuring that standards within social care sector are of the highest quality. It has developed codes of practice for all care workers that include information on how to protect and promote the rights of individuals using the service. The codes of practice provide a guide to the best practice and set out standards of conduct that workers are expected to meet.

By Motivating people highest degree of involvement can be achieved Essay

Introduction Why do people do the things they do? How can I get people to do what ought to be done? How can I motivate people to opt for safety measures? What are they going to think about these measures? How can we change the attitude of people towards safety? Questions along these lines are amongst those that management has to be ready when it comes to changing the behavior of people towards safety. These challenges faced by the management can be overcome by the number of strategies adapted. There are two ways in which the workers can be motivated for safety of self, others and equipment (a) by rewarding them when the safety strategies are put into practice (b) and also best through by self-direction, self-control and disciplinary application. Text Indifferent Attitude Towards Safety We need to motivate workers towards safety so as to avoid and minimize accidents in the industry. The term accident can be defined as an event that results in unintended harm or damage it is a very unpleasant experience where losses can occur. In an industry it is usually a result of a contact with a source of energy (kinetic, chemical, electrical, radiation etc). In terms of damage, an accident could result in property damage such as fire, breakage, distortion etc. Why do these accidents occur there can be lot of reasons for that some of them are mentioned below: – Lack of Knowledge – The worker was not trained properly on a particular job, or he may not have had experience, skill to handle the job there was lack of orientation. The initial instructions given to him would not have been sufficient. Inadequate Leadership And/Or Supervision – His work was not supervised properly there was not adequate performance management and evaluation. The delegation of work was improper. There was no proper communication of policies, procedure and objectives. Inadequate communication of safety and health data. Communication Gap Between The Various Departments – All the departments are not co-operative and would not share their information with each other even if they need to work in close co-operation. Favoritism – There may be favoritism, which leads to demotion of some employees, which is highly de motivating and leads to indifferent attitude towards safety. Poor working conditions – In adequate lighting, lack of availability of safety devices and personal equipments, not a clean working environment, will not help employees to carry out work in the most safest manner. Here is when safety comes into picture it is defined as freedom from accidents or the condition of being safe from pain, injury or loss. It includes both preventing accidents and keeping losses to the minimum when accidents occur. Safety education and training is the only way we can prevent accidents and safeguard our employees the company from making huge looses due to accidents. Developing Safe Attitude For the development of safe attitude, there should be a high degree of participation by all employees and the management should be able to sustain their interest by providing them information about the various affects of an accident, consequences by the help of the following: * Posters – Should be located in places which are prone to accidents like near the equipments, corridors, areas where there are chemicals or big machineries to promote a theme or call attention to a problem, and changed at least monthly. * Handouts – Can be used in conjunction with monthly poster theme as reinforcement. Usually included in payroll envelope or can be mailed to the employee’s house. * In-House Newsletters – A separate section can be devoted to inform employees of current and future safety methods in a very informal way, messages by top management, achievement toward goals and ideas that worked. These are some items that will be of interest. * Suggestions – Employees should be encouraged to submit written ideas and suggestions. Providing a box where they can deposit these, gives them the feeling of having a direct line to management. * Group Safety Meetings – Are generally most effective when they involve top management, are planned to promote or train, and are of short duration (up to 1/2 hour). * Individual Safety Contacts – Usually performed by the employee’s supervisor on a scheduled basis, weekly to monthly, with one topic as the basis of discussion (5 to 15 minutes). * Safety Contests, Quizzes & Campaigns, etc. – These can be designed to reward individuals or groups. The best results are achieved when everyone is involved and many types of activities interface to promote the campaign or contest. Programs that show an interest from top management, through the supervisors, to the hourly employees, help to create the spirit of cooperation. Effective communication is a motivational tool. When top management knows and participates in the program, it communicates to all employees that safety is a company effort. Programs should be planned using a systematic approach aimed at the factors that are most influential to the affected employees. This will be much more effective than a hit-or-miss technique. Motivating For Safe Attitude When workers do not pay attention or are not interested (lack of proper attitude) managements answers are likely to be found in the realm of morale and motivation. The management knows that the employees have the know-how and are physically and mentally capable of doing the work correctly, conscientiously and safely – motivating these employees is a practical approach. So there to maintain interest, management has to see that the employees benefit directly. Interest will be aroused by activities that will appeal to them personally. However, everyone is not motivated by the same incentive. Therefore, activities that encompass several motivating factors will gain more overall participation. The key motivating factors are: Self -Preservation – Protection of oneself from harm or destruction is the most important motivational factors. The fear of injury can lead to safety and the management should sustain interest in this by highlighting the consequence of injury by videos, presentations, posters discussions and lectures. Personal and Material Gain – Monetary gain or getting a reward for their achievement appeals to a lot of people so the management should reward their achievements for outstanding safety performances. Like in a Oil Drilling Company if a particular rig does not have any accident for 1yr then all the employees of the rig get a certificate and a safety bonus. Loyalty – If a person is loyal towards the organization then he would have a greater interest in preventing the company from occurring losses. He would make it point to thoroughly understand the safety rules and implement it wherever possible because he feels the companies loss is his loss. Responsibility – The sense of responsibility of an employee will lead to active participation in safety measures. Like if a person would like to do a voluntary service by becoming a Loss Prevention team leader for a specific group so as to keep them updated with the latest in safety. Conformity – Fear of being different will be able to motivate a person to follow the policies, procedures of the safety measures. Violation of these methods would lead to serious consequence so therefore conformity would be a better choice and also prevent humiliation amongst other employees. Rivalry – Desire to compete in many people is a way of achieving things this can be used by management as an adequate tool of promoting safety measure by conducting contest on safety. Leadership – If a person has the traits of leadership then being a leader and training other people on safety issues could motivate him. Like giving presentations on using the different devices and equipments in the factories and this should be encouraged by the management by providing incentives to the leader. All these factors will help in achieving highest degree of involvement of the workers in the safety measure and help the organization to achieve its goal in a safest possible manner. Conclusion Safety has to be taken seriously in the industry. Now days industries are putting lot of emphasis on safety training and implementation as they know safety implementation and effectiveness is worth against the injury caused. If the behavior of the employees has to change for this the management has to change their attitude and motivate employees for taking up safety measure and using them. Although motivation is not a magic wand it takes knowledge, understanding, problem solving, empathy, interaction, patience and perseverance. But if used can work wonders.

Poverty and Education

OMAR BANDEH # 2122369 ENG 102 PROFESSOR LAWSON Topic Outline Thesis: Education is the most powerful weapon that can bring positive changes in a society. I. Empower an individual to be a model citizen A. Educate him about his Rights B. Develop his self esteem II. Poverty alleviation A. Wide range of job opportunities B. Living standards increased C. Reduction in crime rate III. Eradicate Disease A. How to avoid it B. How to treat it C.How to live with it THE IMPORTANCE OF EDUCATION IN A SOCIETY Every nation especially third world countries should invest a substantial amount of their budget on education for it is the most invaluable asset that could transform an entire society. It was said by Aristotle that educated men are as much superior to the uneducated as the living are to the dead† if that is so then an uneducated society is as good as a dead society.After all education is the most powerful weapon that can bring positive changes in a society, it is the only weapon that can empower an individual in particular and a whole society in general, alleviate poverty and eradicate disease. The foremost aim of education is to empower an individual to be a model citizen and for that to happen he must know his rights and responsibilities. Without education, man is a splendid slave knowing not the difference between good and bad or his rights such as his freedom of speech, worship and movement, for only the educated are free.Free to make decisions, to face life, and to accept successes and failures. More over education is the only tool that can develop one's personality, his self esteem and confidence for it is a combination of these that gives a person the ability to stand up against tyranny and oppression of any form. In a complex modern democracy, citizens must be educated for them to be able to participate in a nation’s democratic and developmental process.For example if Nelson Mandela was not educated he would not have been able to challenge the aparth eid government thereby helping to bring it, to its end and in the process making the whole of South Africa free and colour blind. Secondly, the role of education in poverty eradication is crucial. There is overwhelming evidence that education is the one tool that children from poor families can use to break the cycle of poverty in which they are born in.A poor farmer’s son has the same opportunities to that of a president’s son if he is educated, for education provides the knowledge and skill with which an individual can use to get a job and earned a living on his own. It is only with an affordable education that a society’s poverty can be reduced and its living standards increased. And because poverty is a multidimensional social problem once it is taken care of, high crime and prostitution rates will dramatically reduced. Finally, disease, the one thing that can decimate an entire society especially an uneducated one.For education provides knowledge about dise ases, how to treat them and most importantly how to avoid them. For example diseases such as HIV/AIDS have blighted entire societies in places like Uganda and South Africa before people knew what it is and how it can be avoided. Now, after much sensitization the rates of HIV/AIDS infection have reduced dramatically and those already infected have been adequately educated on how to live with the disease in such a way that life expectancy of an Aids patient have increased compare to before.In addition, the availability of education in a society informs them the use of being hygienic and how to maintain high hygienic standards such as washing one’s hand after using the toilet and also before eating which has help to reduce the prevalence of diseases such as cholera and diarhoea. Therefore, to conclude, the impact of investing in education is profound for it is the only tool that can positively change a society by empowering it, lifting it out of poverty and most important of all enabling its people to live longer healthily.

Analysis of two Musical Selections Essay Example | Topics and Well Written Essays - 1000 words - 6

Analysis of two Musical Selections - Essay Example For the most part, this version speaks of deep loss that the singer will never recover from and the difficulty occasioned by the prospect of â€Å"moving on†. This is depicted by the tempo which increasingly moves from Adagio, then gradually to andante, moderato and finally culminating in a faster tempo near the end and finally climaxing with an adagio. The tone expressed here tells the story of a miserable and disillusioned life while also bringing out the passion and emotions that exist.  Dolly Parton’s version of the song, however, paints the picture of a more resigned singer, who readily accepts fate while still acknowledging that the love still exists, is more realistic to the prospect of moving on after the loss. As depicted by the tempo which is slow and easy at the beginning: otherwise referred to as andante, while gradually condensing into a moderate tone at the middle of the song and ending with a tone that is neither too fast or slow. The tone expressed her e is sincere, while still acknowledging the presence of a strong love by the singer for the lover. It remains detached, but also acknowledges elements of appreciation and not regret as is the case with the other version of Whitney Houston.  The rhythm is depicted by some elements of consistency at the start of both songs while tapering off at the start of the Chorus where each voice takes on a different distinctive pace. The rhythm in Whitney Houston’s version is approximately two times slower than the Parton version and the extra emotions that are expressed in the song are made known with the care and slow pace exhibited in every vocal sang.  Dolly Parton’s version, however, consists of a tone that gradually and consistently makes known to the listener an understanding of the end of the relationship and the resolve to move on.  

Globalisation and Crime Essay Example | Topics and Well Written Essays - 5500 words

Globalisation and Crime - Essay Example This essay discusses that increased globalization has had influence on analytic approach that is given to the modern societal systems. The socio-economic and political effects of globalization constitute a topic for debate among scholars and analysts in the past couples of decades. Some analysts have pointed out that globalization does not promote the different aspects of development but rather contributes much to the current social, economic and political issues witnessed across the globe. In the article Trade liberalization did not develop the West, Alemiga points out that the current developed nations did not apply the policies of liberalized trade to come to their current state. Liberalized trade is a contributor to globalization as it is characterized by relaxed national protectionism and political realism concerning a country’s economy. In order to industrialize, these nations applied trade nationalism with protectionism and political realism, the trade across borders be ing subjected to heavy tariffs and other strict regulations. The countries were in war for world title and the weaker nations could be used anyhow by the stronger powers. The countries have since advocated for globalization after attaining some economic stability. The author points out several negative consequences that follow globalization that is in line with the observations of Aas. Aas observes that the lives and behaviours of individuals in the contemporary society are influenced a great deal by other individuals and social systems that are not within there local context. Improved communication mechanisms, liberalized trade, and movement of capital are among the key factors that have led to increased globalization (Imade, 2003; Aas, 2007, p.6). Individuals can watch and follow events that are going on in different parts of the world on their local context. As such, there is transfer of the cultural images, information, or ideas that would drive one into visiting these far-reach ing places. Consequently, one is prompted to adjust his/her social life to conform to the social life observed in other parts of the world that they believe to be conventional. Several issues arise with globalization that develops into crime. It is observed that even though the globalization process is inevitable, not every individual has the freedom to traverse various countries, save for the western societies (Aas, 2007, p.12). Globalization has not benefited every country or region equally (Imade, 2003). In a similar perspective, Alemiga (2012) reports that trade liberalization and subsequent globalization have contributed to social problems like food insecurity, violence, inflation, poverty, diseases and high rates of unemployment. It has also led to vicious practices like child trafficking, sex trafficking, violent crimes, and drug trafficking that are especially pronounced in the liberal societies like the United Kingdom and the US (Alemiga, 2012). The article focuses on globa l issues and succeeds in asserting that even though globalization is inevitable, it has remarkable drawbacks. Scotland is on the verge of seeking sovereignty and the policies that advocate for self-reliance are applicable to her. 2. Media representation of migration/immigration issues Immigration involves the movement of people from a different country into another country. Several reasons may force an individual to move from his or her country to reside permanently or temporarily in another country. Theorists and scholars with various views on immigration do agree that the recent wave of immigration that has been recorded and the perceived consequences makes it one of the most controversial issues in the current society (Martinez & Lee, 2000, p.487). Debate has erupted that immigration often brings negative

American Idolatry Essay Example | Topics and Well Written Essays - 1250 words

American Idolatry - Essay Example These things tend to greatly influence the life many Americans lead. Fame is one of the things that are greatly yearned for in America. One group of people that enjoy this attention is celebrities. This paper will be a discussion of how Americans idolize some celebrities and the influence that these celebrities have on them. Idolizing entails loving something excessively and unquestioningly thus without criticizing it (Lipps, 1). This is the extent to which most Americans love various celebrities. There have been many cases where teenagers have escaped from their homes in a bid to attend shows that are staged by celebrities. During such shows, the people in attendance will be screaming at the top of their voices for the celebrities. This translates to dressing, immediately a celebrity shows up with a particular way of dressing. People will flock various shops to look for the same designs. With this pursuit, the people who get clothes that match those of a certain celebrity tend to be the envy of their peers and they are considered to be fashionable. Popular celebrities such as Beyonce, Jennifer Lopez, Usher, Paris Hilton and Madonna are considered to be small ‘gods’ by most Americans. This may be attributed to the richness, success, glory, high regard, respect and power that they possess. These are things that most people in the world would wish to have hence the idolizing that Americans have for celebrities. When most children are young, they tend to cherish their parents, believing that all that they do is right. However, immediately they get to their teenage years and begin socializing with people outside the family circle, the situation changes. At this point, they begin idolizing younger and hotter crowds which include celebrities. From generation to generation, celebrities such as Paris Hilton have influenced the brand of clothes that people wear, the hairstyles that they get and sometimes even the type of hobbies that people take (Lipps, 1). Despite the fact that people may be aware of the fact that some of the ways of life that some celebrities lead is not proper, they still adore this people to the latter. However, as many young people in America idolize celebrities, the big question is whether the moral influence that they ape from these personalities is proper. For instance, Paris Hilton is one celebrity greatly idolized and one thing that most teenagers try to copy from her is her petite frame. To ensure that they achieve such a frame, most teenagers get anorexic as they try to gain and maintain petite frames. Most of them tend to go for long periods without food just to get the desired celebrity look. This way, they tend to get unhealthy and may be susceptible diseases since extremely low weight lowers ones immunity. This is one of the negative influences that celebrities have on many people in America. The National Eating Disorder Association (NEDA), in America keeps statistics on the diet habits of women and th e results are a showcase of the craze that most Americans have, obviously motivated by celebrity looks. Data from NEDA shows that 42 percent of first to third grade girls want to be thinner, it is the same case with children as low as 10 years old who said that they did not want to get fat. With the same regard, most young people who are fat tend to be considered ugly by their peers and most of them end up getting depressed due to the stigma